WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

Payday Loans Online - What and How

Payday Loans Online - What and How
Often it happens that you want to buy things without having to pay it off from your savings account or you want short term loans for a specific purpose that are easy to borrow and repay. Such loans are given by many firms throughout the country and are known as payday loans, since you have to repay the loan after a fixed period of time, also known as "payday". Nowadays, such loans are available at very competitive prices. What is more, you also get payday loans online. To add to it, the online method of securing and repaying loans is far more secure, requires less information of your background, bank balance and offers you loans that can be paid at your convenience, though the amount they allow for loan may sometimes be restricted. With low interest rates and online repayment, online payday loans are best suited for short-term purposes. In countries like the United States and Canada, even the rate of interest is fixed so that your transaction is the best you can opt for.

Why do I go for a payday loan online instead of the usual cash payday loans?

People search for the easiest method through which they can get loans. Here are a few reasons why you can opt for online payday loans:

1. It is easy to borrow as well as pay off. 
2. Saves time which you might have spend standing in long queues before loan counters. 
3. Loans are provided only if you can provide the basic details like identity proof and fulfill the requirement norms. If you have bad account records, they are ignored. However, your ability to pay back the loan is taken into account. Moreover, many companies do not allow multiple loans to be taken by the same person. 
4. Appreciable customer feedback. 
5. Allows repayment extensions and EMI (Equated Monthly Installments) if you are somehow unable to pay off the entire amount at once.

What all do I need so that I am given such loans?

As you read on, you will find that the documents and requirements for payday loans are minimal. Here they are:

1. You must a citizen of the country where the service is available. 
2. You must be at least 18 years old. 
3. You must possess a stable savings account in a registered bank. 
4. You must have job security. 
5. You must have regular transaction in your account.

How much money can you get for the loan?

The loan you can get from reputed lenders may vary from $500 to $1500. Usually, people do not go beyond $500 since they have to pay back with greater interest. Moreover, loan-offering companies do not offer loans beyond $500 to new borrowers due to safety purposes. However, as you become a regular customer, according to your bank balance, you can get loans up to $1500. Few companies even have options for lower loan amounts (like $50 to $100).

However, you should always borrow only that much of money that you are able to repay because you might have to give a penalty for late payment. I hope that I have been able to provide sufficient help so that you can choose your online site judiciously.


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