WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 14, 2013

Payday Loans - Applying Online When You Have Poor Credit

Payday Loans - Applying Online When You Have Poor Credit
Going online to secure a payday loan, even if you have poor credit, is becoming easier everyday. These economic bad times have caused many consumers to take a bad hit on their credit reports. Yet, these folks still need loans from to time to time. Traditional lenders, such as banks and credit unions, have shown an unwillingness to underwrite such loans and private lenders have stepped in to fill the breach.

Many folks with bad credit have all but resigned themselves to the fact that when they need financial assistance, no one will be interested in lending them a helping hand. The fact is that your personal credit scores do not have any bearing on whether or not you are approved for a payday loan. Qualifications are minimal and easily met for most folks.

Interest Rates Repayment Terms

Understand that when you apply for a payday loan when you have poor credit, the lender is taking a risk and you will have to endure pretty high interest rates. Because of this, payday lenders have become highly regulated and even outlawed in some states. Some states fail to realize that these loans are often the only recourse folks with little or poor credit have to get funds to help them through financially tough times. Other states recognize this need, but have stepped in to enforce regulations to protect the consumer, and this is a good thing.

Repayment Terms, Installment Loans

Many payday loans depend on repayment within the next paycheck or two, depending on the lender. Of course, lenders are willing to work with their clients. The possibility exists that if you are somehow not prepared to pay off the loan in the agreed upon time, lenders will roll the loan over. Of course, this will incur more interest rates and possibly involve another administrative fee. If you have a bank account in good standing (no NSF's, bounces, or too many overdrafts) you could qualify for an installment loan of up to $1500 and have a much longer time to pay off the loan.

Shopping Lenders for a Bad Credit Payday Loan

To begin your search for a bad credit payday loan, simple go online, pull up your favorite browser and punch in payday loan. You will be awarded with plenty of lenders. You can pick and choose to find the best interest rates and repayment terms for your financial situation. Make a list of half-a-dozen or so that suit you. Check their credentials with the Better Business Bureau or online lending forums. Due to the wide variations among the states and among the lenders themselves, there is not a payday lender who is right for everyone.

Online Applications for Bad Credit Payday Loans

Filling out online applications is practically a no-brainer. Do have your documentation ready. You will need a government i.d., proof of employment, proof of residency, proof of a bank account. Documents to support these requirements can be scanned or faxed to your lender. Most lenders are set up in such a way that you can have your cash in your bank within 24 hours - sometimes even more quickly.

Mary Wise is a personal loan consultant who has been associated with Bad Credit Loans and has more than thirty years of experience in finances. She has helped a lot of people to obtain Fast Unsecured Loans, and many other products regardless of their credit situation. If you want to learn more about Personal Loans you can visit her


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