WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, October 1, 2013

Can You Make Your Payday Loan or Home Mortgage Payment?

Can You Make Your Payday Loan or Home Mortgage Payment?
A payday loan is far from a home mortgage, but before you get any type of loan, the first thing that should pop into your head is "Can I afford it?" It may be comparing apples to oranges, but a fruit is a fruit and a loan is a loan. You can eat both fruits and you have to pay back each loan. How well you have been preserving your credit will certainly be a factor for many types of bank loans, but an online payday loan cares more about how well you run your bank account.

The banks and credit unions will spend some time searching out your credit history in order to approve you for the home mortgage or car loan. Any negative mark on your credit history will be a factor lessening your chance for approval. Before you go into the bank asking for a loan, stop and ask yourself:

*How have I handled my past loans? *Am I current with all my bills? *Have I had any late payments in the last year? *Do I have any old debt in collections? *Will I be able to fit a new loan payment into my budget? *What is the maximum payment which my budget can afford comfortably? *Do I have any money to make a down payment? *Is this loan the best decision for my life right now?

Think before applying for online payday loans:

*Do I really need this loan? *Will my next paycheck cover both the loan and the fees? *Can I afford to drag the loan payment long-term? *What is the least amount I could ask for? *Do I have other payday loans out? *Do I have another source for quick cash?

No matter what, the bank loan and the online payday loan will need to be paid back. Each have their own terms and policies, but they are generally the same. Due dates will be set and you will be expected to follow through with payment. If you choose to not pay, you will have people calling you to collect on your promise. Yes, signing the loan contract is your promise to pay the money back. Short-term payday loans should be paid off in just a few short weeks. and leaves little room for error on your part. Many people who use low cost payday loans take advantage of their easy access and little aftermath once they are paid in full. Some people just do not like debt hanging around too long.

Large loans like car loans and home mortgages will take a lot longer to pay back. Since the payments will last years and even decades, you want to be certain that it is an amount which will be easily handled. The foreclosure problems of our economy are from people getting loans for high priced homes leaving them strapped with high monthly payments, couple that with a variable interest rate, home mortgage payments suffered. People lost their homes.

Low cost payday loan payments or your home mortgage, check out your finances before you sign for the loan. Once the money is yours, the countdown to payoff begins.

Spotya! Payday Loans does not advocate using a payday loan for just any type of spending. Our loans are meant to be short-term being paid off with the borrower's next paycheck.


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