WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 29, 2013

When to Use a Payday Cash Advance

When to Use a Payday Cash Advance
Much criticism has arisen in recent years in respect to a new type of short-term loan called a payday cash advance. Despite interest charges eating a higher than usual, these financial obligatory notes are attractive to some people who find themselves in financial despair.

This is a service provided that allows a worker or employed individual to draw cash either through a credit card or over the counter in a bank by postdating a check for whatever the amount is the borrower desires. In times of a cash shortage or when faced with financial difficulties in the face of urgent expenses, this can be one of the saving graces to a person who is no other way to obtain a short-term cash and up.

The attractiveness of these loans is that there is very little a person must do to be approved. Financial institutions which offer these only look for the borrower to be over 18 years of age, have a Social Security number, adding bank account with at least the borrowed amount in it, and to be currently employed in a position the person has held for over 90 days.

Come the date of the postdated check, a financial institution withdraws that amount plus any interest in other charges the borrower has incurred from his or her account. Typically, issuing financial institutions will advance the borrower whatever their typical weekly pay is at their job; thus the name payday.

With today's uncertain financial economy, in many people finding themselves with financial problems it is easy to understand why many people would use this type of short-term loan. Have you ever found yourself in a short-term financial crunch? Have you ever needed to make an emergency purchase in found yourself today without the credit limit on a credit card or with the appropriate amount of money in your bank account? If so this type of advance may be appropriate for you.

If you do decide to take out such an advance, make sure you read all of the fine print in understanding exactly what the interest rates are and any type of other add on charges you may incur if you are late in repaying the loan. Even though you have given the financial institution a postdated check, there's still nothing stopping a person from withdrawing all their money from their bank account. Although, these people who do this type of thing do not understand that they will end up paying additional fees to their bank for writing an insufficient funds check.

So, if you ever do find yourself in a terrible financial situation and need to obtain a quick infusion of cash this may be a great tool for you.


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