WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 30, 2013

What You Need to Know About Cash Advance Services

What You Need to Know About Cash Advance Services
Cash advance services are certainly nothing like they used to be. Plagued by bad publicity in the past, the payday loan industry has certainly received a bit of an overhaul. This has been largely due to government legislation that has been put in place over recent years and the advancement of the internet which has made it possible for this industry to boom online.

Traditionally, cash advance services were renowned for astronomical fees, low competition and contributing to a cycle of ongoing financial hardship for many people who took out these loans. They were seen as an industry that prayed on people in a vulnerable financial position and this, understandably, attracted the attention of many government bodies in the US. This prompted many states to tighten the reigns on companies offering cash advance services and put legislation in place that aimed to protect borrowers from exploiting people who were experiencing tough economic times. This legislation has meant that cash advance services are now rather restricted in regard to the amount they are able to lend and the rates they can charge for their service.

The other thing that has really revolutionized the way cash advance services operate is modern technology. With the internet now becoming a popular way for businesses to operate, and the fact that this technology is more commonly used for financial transactions, there are now many more companies offering cash advance services by setting up businesses online. This has inevitably lead to more competition in the area of cash advance services and therefore lower rates for borrowers. In this situation, the law of supply and demand ultimately prevails. Naturally when there are more companies supplying payday loans the price of these services will fall making it an ideal situation for customers.

It is now easier than ever for customers to access the cash advance services offered by a large number of companies. But the great news for borrowers is that this is no longer a service that exploits the vulnerable. These cash loans now provide many more benefits than they previously did and, since lenders can no longer charge excruciatingly high fees they are now considered an ideal option for people who need extra cash. When people see payday loans as an advance on their paycheck and can realistically afford to repay this debt when their wage comes in, then cash advance services are a thing that people should consider. These loans enable people to get money they need quickly and easily at an affordable price and will not leave them with an ongoing debt that can potentially last for years, as may be the case if these expenses were charged to a credit card.

If you have previously avoided taking out a payday loan because of the bad rap cash advance services have previously been given, then you can be assured that this industry is remarkably different than what it used to be. The regulations that govern the payday loan industry do vary from state to state so if you want to find out more about these loans, then you should look into the legislation that applies to this industry in the jurisdiction in which you live.

Looking for a low interest payday loan? We can help you find the best offer instantly, visit us and get the cash you need in less than 24 hours. Rick Houston is financial expert and adviser for 


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