WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 22, 2013

The Importance of Repaying a Payday Loan

The Importance of Repaying a Payday Loan
Until the recent past, were considered a burden and were often neglected by many. It was considered risky and unsafe to borrow money for a short period. However the scenario today has changed and over the years payday loans have evolved as a trusted source for borrowing to meet short-term needs. This article discusses the advantages of acquiring and repaying the online payday loans that you take to meet any kind of financial emergencies that might arise.

Whatever the financial emergency, nowadays it is easy to get instant cash by getting approved online. This growing trend of borrowing online is being witnessed with interest that more and more people are opting to make use of an online payday loan and availing same-day transfers as well. If you are wondering what brought this drastic change over the years from the consumer's point of view, well the key reason that can be attributed for the success of online payday loans is the overall customer satisfaction ratings.

Internet Revolution and Online Lending

Not very long ago, when lenders first went online they did not have a good reputation for themselves or for their loan products. It is only in the recent years by devising loan products that matched their consumers needs were they able to reach such respectable heights in lending. The Internet revolution is yet another major factor that made it possible for the lenders to go online to do business by being open and following fair trading practices. The Internet also created an impact by helping customers identify lenders who carried-out fraudulent transactions.

Online Lending Practice

Unfortunately, in the past payday loan were involved in many underhand dealings which made the entire borrowing business look dirty. However the scenario is different with so many governing bodies to take care and make sure everything is done fairly and legally according to the act of law.

Importance of Repaying

People will be desperate and experience financial stress when in a money strapped situation, and all that they tend to look for is a quick resolution to the issue. Once they get their loan amounts most of them forget to do a proper budget planning in order to finish the loan on time. Very few take it up seriously and properly plan to repay. It is equally vital to repay a borrowed payday loan on time.

Repaying the Payday Loan

The first and foremost thing to remember is to repay loans within the appropriate time-frame which will relieve you of further stress. Failing to repay can only make you fall prey to vicious debt cycles. Furthermore, even choosing to continue by extending loans (rolling over) is also not quite a great idea either. Bear in mind that payday loans are offered for short-term purposes and the APR is really high compared to any other product in the market. So repaying on time is the right way to make the best use of them. A pending loan is always a burden, so remember to finish paying off at the right prescribed time-frame to live a better tension free life.


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