WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, September 26, 2013

Take Loans Direct and Give Yourself Maximum Benefits

Take Loans Direct and Give Yourself Maximum Benefits
When in need of credit, if borrowers take loans direct from the lender eliminating any third party involvement, then the costs and terms of the loan turn out to be much more favourable to both parties.

Loans direct are given the name because they do not involve any intermediaries like brokers or agents in their transactions. For most borrowers these loans are significantly less expensive and have a substantially reduced processing time making them fast as well. It is not always that borrowers know if their loans are direct or not especially when dealing with banks. If the bank or company you are borrowing from is not lending directly to you then you will end up paying a lot more for the loan. These costs are sometimes cleverly hidden amongst processing fees and interest payment requirements. So it is important that you do not take a loan without carefully looking at all the costs (processing fee+ interest payments) along with terms and conditions of the loan. Ensure that you take direct loans wherever possible.

Loans direct to borrowers are most often taken by students for educational purposes or by universities. If you are seeking a loan to help you continue your education, then this is the best type of loan for you. Universities have counsellors to help you decide on such loans and offer all sorts of assistance to help you pay off the loan in easy instalments while in college itself. If you are unable to clear the loan you can also consolidate loans and refinance them at low interest rates. Some federal loans to students are even waived off for those with disabilities or persons working in the public sector. In addition, federal loans have a wide variety of subsidized, unsubsidized and direct plus loans at varied interest rates and repayment options.

If you are able to secure a loan direct to yourself from a bank then it would be the best deal you can find on direct loans considering all the other factors of such loans. If you have a good credit score and can offer adequate collateral you may be able to cut your loan costs even further from the usually lower direct loan rates.

Another option to obtain loans direct is from finance companies. These often charge a higher interest rate than banks but offer you several other convenient options for processing, repayment and amount of collateral required. If you prefer finding a lender from the convenience of your home then the internet could also be a good source of information on online lenders who because of the low operation costs they incur, can afford to offer very competitive interest rates and relatively simple terms on their loans.

You could use some of the great sites that list such lenders and also include applications like interest calculators and tips and suggestions on finding a lender who suits you. All these make loans direct a very attractive option for all types of borrowers.


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