WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, September 14, 2013

Should Parents Use Payday Loans For Unnecessary College Costs?

Should Parents Use Payday Loans For Unnecessary College Costs?
Payday loans become quite popular with parents as they pack their children up for college. Even though many students are now choosing to live off campus, there are still plenty heading into dorm life. It is expensive to prepare for that next step especially for costs which go beyond what is already being paid. Between tuition, room and board, the extras can add up quickly. As a parent, you can say no to some of the more exuberant costs.

Online payday loans can help with additional short-term expenses. Some items are necessary, but here is a list of expenses that campus life does not require, no matter how much your child wants you to believe they do:

*Textbooks - They are definitely a requirement, but buying them brand new is not a rule. The prices of books are outrageous and most university bookstores offer used textbooks for sale or rent. There are also many people who put their used books up for sale on online resale sights. there are times which a new edition gets published and a new version will need to be purchased. Check to see if the company offers an e-version of the book. E-versions are much less expensive than printed versions.

*Laptops or desktop computers - In this age, these are necessary items to have in college, but nowhere is it stated that you have to purchase top dollar high end versions or upgrades. This request may just come from your child's desire to have the latest and greatest, but it is not required.

*Printers - A printer is not very expensive, but it is not the only cost. Ink and paper are additional costs. You could purchase a flash drive instead and have them print it off at the college computer lab. Fees for this lab are usually already included in the tuition. If they are not, a local store which offers printing may be a less expensive option.

*Smartphones - They are great, have simplified life, but are not a requirement. High end phones and pricey plans can be replaced by less expensive plans which will still offer unlimited web access and minutes.

*Cable TV - If your student will be wanting television on or off campus, there are plenty of online opportunities. Game consoles can even wire entertainment options through the computer. Inexpensive online options will give your student access to plenty of viewing opportunities.

*Vehicles - Think about all the costs involved with payments, gas, upkeep, insurance, and parking fees. According to one insurance company, a nine month period for your student to end up costing about $3000.

*Credit cards - they are easy to rack up and students do not always have the means to repay the debt. The government is now enforcing stricter rules to credit cards for those under 21. Proof of the ability to pay debt is now expected or a co-signer will be needed.

It is tough being a parent and making good choices not only for personal finances but to help teach your student beginning budget lessons. Money options available to you to help with college costs vary according to your current finances and history of managing money. Bank loans, car title loans, online payday loans and credit cards are just a few of the options most often used when additional costs overload your income.

Online payday loans do help, but they can become trouble when used incorrectly. Be financially frugal when saying yes to your child. Don't put yourself into any more debt than necessary with higher education costs.

Spotya! Payday Loans does not advocate using a payday loan for just any type of spending. Our loans are meant to be short-term being paid off with the borrower's next paycheck.


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