WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 30, 2013

Payday Loans and What to Look Out for

Payday Loans and What to Look Out for
So you are cruising right alone and then out of nowhere it happens that bill you weren't expecting or car repair you have no credit so what do you do? The thought comes to mind I can get a payday loan and that will fix that. First thing you need to do is go online and research the different lenders on internet by going to goggle.com and enter payday loan in the search box and pick a site from the list. Go to that site and look to see how their loan works, avoid sites that want to charge high fees or interest rates for their loans you can do better.

Go to different sites to investigate their fees and their requirements. This is in your best interest so you can make an informed decision based on this knowledge. You then can get the most benefit for your money and not feel cheated by the lender.

Loan amounts are generally small and are based on your paycheck and your ability to pay the lender back.

Be sure to read all the information on the terms of the loan before agreeing to the loan. Also make sure you understand the terms stated if not there is online help and most sites have a (FAQ) Frequently Asked Questions section to help answer those questions.

Once you have decided on the site you chose to get your loan from fill out the form and wait to have the funds to be deposited to your checking account. The time frame on this is can be any where from an hour to the next business day. Understanding that on your next payday the funds are due back to the lender per the loan agreement. On some payday loans site's the funds may be debited from your accounts automatically you should know this on the front end. Others will work with you to giving you more time but this comes with a price of higher fees and or higher interest rates. There maybe other fees such as taxes or additional cost for security etc. Ask for a list of additional fees that have been added to the cost of the loan.

Most of the loans are from 15-30 days so it's in your best interest to pay the loan back as quickly as possible. There a few payday lenders that give you a longer period of time to pay the loan back without additional fees.

Other things to think about are the customer service of the lender. Were they professional in their manner of conducting business with you? There are resources you can use to check out these businesses' such as the better business bureau for any complaints that were filled that would look unfavorable on their reputation. Knowing this will give you peace of mind should you need to use their services again? Making informed decisions about your money is always a plus.

By using this information getting your payday loan should be a pleasant experience.

Click here for more information on payday loans and cash advances. This will help you in making your decision on which payday lender to use.


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