WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 29, 2013

Managing Your Payday Loans

Managing Your Payday Loans
Payday loans are good source of funds especially in times of crisis or you need to purchase an urgent item. It is also called a paycheck advance, which allows you to borrow money from a lender and pay it on your next payday. This is a good way to cover up your urgent expenses. The borrower gets the cash almost instantly and is directly deposited on their accounts. This hassle free financial tool gives you instant fund. Approval for this type of loan is very easy and simple. You just need to fill up an online application and in days; you get the cash you need.


Before you consider, applying for one you should check your capacity to pay to avoid difficulties in handling your debts. You should check on your earnings to avoid having negative cash flow. Payday loans are hard to handle if you have an average amount of income. You need to trim down your expenses to be able to allocate cash for paying. It is easy to say but it's hard to do. You need to have a good overall breakdown of your earnings to be able to handle a payday loan. Here are some simple ways on how to allocate cash to pay for your debt. By doing simple sacrifices, you will be amaze on how much cash you could save to cover up for your bills.

Minimize Shopping

One good way is to minimize your shopping expense. Create a breakdown and separate the wants from the needs. Most people spend more money on things that they don't need. You could also try other alternatives such as buying used stuffs to minimize the cost.

Spend More Time at Home

Try to minimize hanging out at nights or partying with friends. Develop a leisure activity at home. You could rent DVDs instead of watching at movie house. Tinker your imagination and enjoy your home. You get to spend time with your family plus you also save cash. It's not a crime to pamper yourself sometimes but minimizing it could help you handle your debts.

Save Energy

Minimize the use of electricity and appliances. Try replacing your light bulbs with energy savers to cut the cost of your electric bills. Try to cut down unnecessary bills such as landlines. You could use a cell phone as a means of communication. Trim down your transportation expense. Try to negotiate for car pools to minimize your gasoline expense. You could also try other means such as walking or using a bicycle if your destination is in close distance.

Look for extra Income

Try to do a garage sale and sell your old stuffs. This could help you generate cash to pay for your bills. You could also start a small home business such as selling beverages or food products.

These simple sacrifices could help manage your payday loan. The success of going through a debt would depend on your commitment. There are many ways to earn extra cash. You just need to work hard and increase your motivation to save more.


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