WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 29, 2013

Logbook Loans - Eligibility, Requirements and Other Details

Logbook Loans - Eligibility, Requirements and Other Details
Do you own a car? Are you looking for some financial help? If the answer to these questions is in the affirmative, then you could consider going in for logbook loans. If you are wondering what these loans are all about, let me discuss the same with you. These loans are typically meant for the benefit of those who have had a bad credit history, who are self employed or salaried people whose expenses may be more than their income. Such people may not be eligible for regular loans and hence can resort to logbook loans as a convenient alternative.

By pledging your vehicle logbook which is issued to you in the capacity of an owner by the Driving and Vehicle Licensing Agency in UK, you can now avail of logbook loans up to an amount of 50,000 pounds, depending on the value of the vehicle. These loans are secured, get approved within a day and any resident of UK qualifies for such a loan. Most top banks and financial institutions in UK provide such loans. The best part about these loans is that no credit checks are conducted and hence this is a great opportunity for people with bad credit files to get financial assistance with no hassles. Such loans help in meeting medical and educational needs, repaying old dues, revamping homes and other emergency situations.

Logbook loans may be the fastest way to obtain cash loans but there are certain requirements to be fulfilled in order to apply for such loans. Only the legal owner of the vehicle becomes eligible to avail of such loans, which means the vehicle should be registered in the name of the borrower and the logbook should bear the name of the borrower. Only cars purchased in 2002 or later are entitled for such loans. All taxes, insurance and other claims must have been duly paid before applying for logbook loans and likewise all outstanding dues and claims on such a vehicle must be cleared prior to availing of such loans. Whatever form of employment, it is mandatory for the applicant to have a steady and regular source of income to get the loan approved.

Since the logbook is pledged, the rate of interest on Logbook loans is also low and the repayment period may be decided by the borrower depending on his repayment capacity usually ranging from 5-7 years. During the loan tenure, the car continues to remain in the possession of the borrower itself. Once the loan is repaid in full, you get back the custody of your logbook.


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