WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 29, 2013

Cash Online: Responsible Lenders Help Out Credit Challenged Applicants

Cash Online: Responsible Lenders Help Out Credit Challenged Applicants
Did you know that if you work with a responsible cash online lender, your service runs beyond fast cash? There are businesses that care and want a borrower to be successful with their loan transaction. Once the application has been approved, the direct lender has redeemed the applicant as cash worthy.

You hear all kinds of stories about applicants being denied because they are no long credit worthy. This usually happens when their limits are filled to the max and only minimum payments are made each month or if the debtor fails to make on-time payments. A person who has bad credit could still be cash worthy because there are times when credit fails due to extreme factors rather than negligence. A credit report will hold onto negative reports for 7 years. That's a lot of time for a person to turn their finances around.

*A job may have been lost but a new one found.

*A divorce may have put a temporary spin on joint credit cards but the court system helped disperse payment responsibility.

*There could have been a death in the family and a two income household had to figure out how to manage life with just one and deal with all of the emotional stress.

*Medical emergencies could have eaten up all available sick days and then left other day away unpaid. Once back at work it takes time to get things back rolling in a positive direction.

There are lots of bad situations which occur to good people who otherwise would not have negative remarks on their credit. Creditors and bankers that look at credit scores and history to find an applicant's creditworthiness will not read about the situation which created the mess. There are many poor choice stories which are assumes as soon as a person is labeled as a risky customer.

A best lender of online cash will have a customer representative who will listen. There will still be a qualification process you must go through in order to be approved for a loan, but they may have an idea how your rejection could be turned around. It is important to communicate to a business like this that will help direct you to do it.

* Maybe you made an error filling out information which was not able to be verified. Make the correction and you could be on your way to fast cash.

*No direct deposit? Talk to the direct lender and find out if they may bend the rules if you can show many months of actual deposits on the same dates month after month. There is no bad question, the worst thing that can happen is that they say no, but you already have a no, so it doesn't hurt to try.

* Some people don't want to be bothered at work so they leave out a contact number to their employer. The direct online cash lender will have to verify your employment. These people are professionally trained to not divulge secure information. Your loan application stays confidential, so let the loan manager verify your employment without worry.

* If there is ever a hold on your paycheck or a delay in receiving it, you will want to communicate to the lender. A responsible lender will move your due date a day or two if there is just cause and there is no abusive history.

Don't let circumstances keep you down. Pick up the pieces and make yourself cash worthy. It takes a while to rebuild credit but you can rebuild your bank account quickly. Keep you paychecks coming in as scheduled (direct deposit if possible) and prevent your account from overdraft or NSF fees. Use a cash online loan as a way to help out an emergency financial crisis so your hard work does not fall apart.


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