WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 22, 2013

Buried With Your Fast Cash Loans Debt: Top 2 Scenarios

Buried With Your Fast Cash Loans Debt: Top 2 Scenarios
Availing of fast cash loans can be a way to get out of a particular financial emergency. But some people seem to just jump from one financial emergency to another money crisis when they realize that they can't pay their debt according to the deadline.

Fast cash loans are known for very quick approval time and minimum requirements. Sometimes, you can get your loan amount with 24 hours without paying a personal visit to a storefront location and processing your application online. However, the catch is that you must pay the loan and interest in full as immediately as possible, or else drown in the huge and quickly accumulating interest this kind of loan often comes with.

This unfortunate scenario is not an unlikely incident. People rely on their paychecks to settle all their monthly obligations, and the amount automatically withdrawn by the lending agency can take a huge chunk out of the monthly budget. During especially tough times, this may mean that the borrower may resort to getting another loan just to finance the missing amount from his regular salary to get by.

If you seem stuck in a vicious cycle of debt-repayment-debt, here are two scenarios to consider, according to online financial advice.

1. Negotiate with Your Lending Agency.

Call your lending agency and write them a letter to formally inform them that you will be unable to render payments at the moment. Ask for an appointment to discuss your options with a representative. You may negotiate waiving over the fees and settling the original amount on terms you agree upon. Try to agree upon a feasible payment scheme that will allow you to pay the amount in a staggered basis that will be easier for you to handle. Another option is to ask for the whole amount to be slashed (some agencies agree to go as far as half the rate), then settling the remaining lump sum in a short while.

2. Ask Help from a Finance Professional.

If taking overtime work, getting extra jobs and selling your properties still won't allow you to settle your debt even with negotiated terms from the lending agency, it's time to get help from a professional. Look for local credit counseling centers in your area to help you strategize a money plan that will enable to you get back on track. They may offer financial tools and legal advice to help you draft a debt management scheme for your fast cash loans. Try to look for organizations that offer this service fro free to avoid accumulating another expense.

Fast Cash Loans are a great solution to your financial problems. But before opting for this option, it is important to be informed first of the policies and fees of your lending company. Learn more about this financial solution and only obtain such loan from Top Rated Fast Cash Loans companies


Post a Comment