WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, August 30, 2013

Cash Advance Loans Online: A Ying and Yang of Their Worth

Cash Advance Loans Online A Ying and Yang of Their Worth
Expert Author Holly Petherbridge
Will fast cash advance loans online take care of the money you owe? Does it seem like you always have to rob Peter to pay Paul? Juggling money within your budget is tough to do when there is no money to move around. People who pay the bare minimum towards payments and still need to find more end up finding fast cash from direct lenders no matter the cost.

I know a few people personally who have used these short-term loans in order to get by a rough financial time. Their stories have many similarities with different outcomes. It is interesting how their views towards cash advance online loans changed once the money was spent.

Tale 1 - We'll call him Bill

Bill's financial tale of woe didn't sound too much different from many others who end up applying for the fast cash relief. Bill had gone through a divorce and his finances were in shambles. Not only was he trying to afford a new place to stay, but he was also dealing with all the payments which were in his name. He was hoping to make it through with the least amount of credit score damage. When he had to come up with a down payment for his new apartment, he reached out to the online cash advance loan lender.

This quick cash put Bill into his new apartment before someone else could scoop it up. He was happy that he was approved for the loan, but now needed to worry about the payoff. He wasn't quite sure how he would afford the full payoff with his next paycheck, but he managed to work out a payment plan for himself. Bill would take the next three paychecks to pay back the loan. The expense grew by extending the loan, but with each payment, the interest charge was smaller. It was his way to start a new life and the extra money he had to pay was worth its weight in gold.

All in all, Bill was pleased at having this money opportunity available to him. He wouldn't go out of his way to get one again, but knows when things are tough, it is better than falling apart.

Tale 2 - Let's call her Penny

Penny is a single mom trying to handle life pretty much on her own. She rarely receives child support and is always struggling to make ends meet. She applied for a cash advance, received less than what she wanted, but then used the money to buy groceries and new shoes for the kids. When the cupboards and refrigerator are empty, the price to borrow money doesn't matter. Penny often uses her charge cards for these purchases but the lack of child support has kept her from making payments.

The fast cash was helpful, but then Penny had to face adding this new debt to everything else. Budgeting became more stressful and the money it took to pay the fees robbed her other payments.

Penny ended up defaulting on the loan, cursing at the high interest fees and how they ruined all her hard work to keep her budget together. She would never use the short-term loan service again and made it her mission to tell anyone who mentioned the subject.

The two stories are very different yet had similarities. Neither could get money anywhere else, both were in a pinch for fast cash, but the outcomes were different due to how the payback was resolved. It is often the case of Penny that a person cannot afford the loan and finances crumble further because of them. The idea that she got food on her table was overlooked by the default loan. Bill managed to make it work. He didn't like paying the extra, but he knew his life could have become more chaotic if he hadn't applied.


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