WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, August 1, 2013

Cash Advance Lenders: Keeping Their Heads Up Despite Reports

Cash Advance Lenders: Keeping Their Heads Up Despite Reports
Expert Author Holly Petherbridge
It's interesting to read all the stories addressing how fast cash advance lenders should be curtailed from the lending industry while banks and credit unions provide similar short-term loans without regulations. Why are credit card companies allowed to prey on middle class and low income households with their purchase incentives? Direct lenders do not send out pre-approval notices as creditors do yet they are accused of targeting certain customers.

Because the short-term loan history has a greater customer market within low-income areas, many stores were set up in neighborhood strip malls. Demographics are used by many companies that are investing capital to set-up new stores. Why would a high end store use a location in a middle class area? They wouldn't do it. There is not enough profit to make that choice happen. Just like convenience stores would not open on a dead-end street, a cash advance loan lender will not open up next to the high-end mall. Why are some ridiculed for similar business practices while others are commended for smart business strategies?

The Internet has opened up businesses all around the world. The fast cash advance lender online has the ability to reach anyone with access. Services of all kinds from all around the world are now available at the click of a mouse. Why do these lenders continue to get a bad rap? We can put a lot of blame on the bad apples. Those business owners who have lots of hidden fees or fraudulent companies that pretend to be direct lenders ruin the reputation for the rest. The short-term loan industry is only one example of a service which fraudulent play has damaged credibility.

Phishing schemes using banks, credit unions, creditors or email accounts have taken advantage of many innocent victims. There are those who seek opportunities to obtain information from others in order to use it for their own benefit. Using password protected accounts in public networks also puts you in a vulnerable spot. There is always someone to watch for.

No matter how trustworthy the short-term loan business is, there is usually a shadow of doubt because of the industry's reputation. Many folks turn to banks and credit unions for their short-term loans and experience similar problems. High interest loans attached to the actual bank account are just as much of a struggle to pay off as the direct lenders.

Have you ever seen a tax service offer to provide a tax return loan before tax season even starts? Some folks think that this is a great option to have in order to get money they will eventually have for the end of year holiday season. It seems like it would make perfect sense, but if you look closely at the terms and conditions your will find that these types of loans are glorified short-term loans. The interest is high and the fees to process the loan make them an expensive alternative money option. These loans are money making schemes processed by tax preparation companies. It is interesting how those expensive loans are not placed into the same negative category as the direct lender.

The short-term loan industry continues to thrive. News businesses pop up all over the world. If the loans were so unsuccessful, there would be a limited amount of business owners trying to get into the business, but it is quite the opposite. Most people have a good idea what they are getting into when they take out a loan. Shopping around for a good lender will help to promote the transaction's success. Best cash advance lenders are going to make the loan process safe and secure.


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