WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, May 4, 2013

Can You Get A Cheap Payday Loan When Unemployed

Can You Get A Cheap Payday Loan When Unemployed

Payday loans have often been associated as income-based lending, which is a sort of cash advance taken against your future earnings. To most legitimate payday loan companies and private direct lenders, an important criteria to meet when applying for paycheck loans is to be employed, with a minimum salary figure. Therefore, if you are currently jobless and need money quickly, you may wonder whether you can get a cheap payday loan when unemployed. What may be less obvious to people is that there are actually many payday finance companies who are willing to give unsecured one month payday loan to people who are on unemployment.

In order for you to get a fast payday cash advance when you are without a job, an important factor is to establish whether you are able to prove your repayment ability to these online loans till payday lenders. In short, even though you have no job and want to borrow money fast, you will be able to pre-qualify if you can show proof of an alternate income.

This means that for those people who want to know if they can get a loan with unemployment benefits, the short answer is yes. For example, if you are receiving Supplemental Security Income or SSI benefits through direct deposit, this government allowance will count as a source of income to unemployment payday lenders who are reviewing your application for a short term no income loan. Although you may not be able to borrow large sum of money payable by monthly installment through this kind of fiscal agreement, any amount of credit available to unemployed people will present a huge relief when they are in need of emergency cash.

That said, you will be able to get a long term payday loan pay back in monthly installment if you can offer collateral to secure against it. Asset-backed financing are common with business owners who need a large startup loan of ten thousands and above and similarly, if you can pledge any valuable assets, say, use my car to get a home improvement loan, it is possible to get a high cash advance of $5000 without a job.

Therefore, even when you are on unemployment, you can always search for cash advance companies for no credit check and no income verification money loans. Be realistic about the amount of money you wish to borrow and present yourself honestly to their representatives so that you will stand the better chance of borrowing quick money when unemployed.


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