WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 14, 2013

Payday Loan Tips: Understanding Valuable Information First

Payday Loan Tips: Understanding Valuable Information First
Need a quick cash to fix your financial problems? You have your work but still it is not enough to accommodate all the expenses you are incurring daily especially the things that are not included in the budget. Regular workers usually experience this problem since they only receive their salaries every 15th and 30th of each month which most of the time, forced them to stretch their salaries to fit their budget until the next payday. This is where the problem lies-when emergency or unexpected expenses occur; they have no choice but to make amendments on their budgets. This scenario will lead in financial shortcomings and other due bills that must be paid immediately.

If you are into this kind of situation, you just might as well try what most people are doing-they avail the payday loan help. Payday loans are the cash that are being lent to a particular borrower at the very same day of its application. With the quick cash on your hand, this would only mean that you could now solve your financial problems that are bothering you for some time now.

Most people are very familiar with this quick cash scheme as they considered it as their savior in their financial woes. However, before you could enjoy its quick benefits, you must first familiarize yourself with the payday loan FAQ so that you will somehow understand what this is all about.

If you would study and analyze the payday loan guide, you could see that money here is very easy and fast as soon that you meet their requirements. This kind of service makes more people enticed enough in applying for it especially if they would need the money right away.

Even the world of internet is now into this kind of business. In fact, borrowers will find it very comfortable applying online since they would only need to follow the payday loan instructions and their applications would be approved or rejected right then and there. Money will be then wired into their bank account as soon their application is accepted.

However, despite its great and convenience, there are few things that you must keep in your mind whenever you are planning to make use of this quick cash advance process. Below are the things that will help you in making yourself safe from unscrupulous people and companies out there.

• Dealing with this kind of service should not be done in haste. You should make a thorough deliberation and preparation for it. Since its service could be availed on some sites, you might as well do some research about the different companies that are offering this kind of service. Make the comparison in their rates, interests, and policies. This will help you in choosing the right company to deal with. It will also come in handy if you will know the laws regarding this thing, which says that loan companies are obliged to inform their borrowers al the needed information that they need to, prior to your application. Therefore, if you will encounter companies that will not provide all the information, you should immediately stop transacting with them. Better yet, check if the company is registered in the Better Business Bureau to make sure that you will be dealing with the right one.

• Once your application is approved, it is better that you would do the follow-up work for it. Most of the companies these days are transferring the cash approved within a day or two in your account so you must be well informed about these things.

• As soon that you received the money, do not forget that it will have to be returned on your next payday with its corresponding rates. Be sure that the company you are dealing with is not in the practice of stretching the due date of its payment, as you will be then burdened by financial crisis in the form of interest rates.

There are also some of the requirements that you should meet in order to avail these services. Knowing these things will help you to do the necessary preparations that will make the release of money much faster.

1. You have to provide a postdated check to the lender as a guarantee that you will pay it in your next salary. The respective lender will do the verification of the check and it will not require you any collateral anymore.

2. You must be of 18 years of age before you could be allowed to do any transaction with these companies. You will also be asked to show proof of your current employment of at least 90 days to assure the lender that your bank account is in good status.

3. Some lenders are not requiring any credentials on its borrowers in order for the approval of their applications. However, these companies are following a strict analysis of your application before they would grant it.

4. Make sure that you will provide all the required and right information in your application since these online companies will immediately deposit the cash directly in your account after its approval.

5. You will provide the lenders some of your personal information such as the place you are residing, phone and mobile numbers, your bank and account numbers and your check numbers as well.

6. Make sure, that you can be able to pay the money that you will borrow since it will be returned on your next payday with interest.

7. In case you cannot return the borrowed money on time, you can avail the extension that will help you in managing your payday loan.

8. Make the best effort of making a good record in the same company so that you will have much easier time of availing your next loan with them.

9. Be wary of the high rates that some of the companies are charging. Though this is fast money, they have interest that you have to return on your next salary.

The above-mentioned cash advance tips will surely help you in dealing with this kind of service. Knowing this information will make you feel confident that you can deal with any kind of emergency that might arise before your salary comes.

However, you should be still aware of the conditions that surround this fast-money system. It will be better ask yourself twice if you really need the money and where you would be using it. Remember that they have high interest with it, which means that it will be deducted in your next salary.

Try looking for other options available such as relatives that might lend you money without any interest or look for things that you can put in sale in order to generate cash. Make sure that this payday loan will really provide the right solution to your problem and not the other way around.

If ever you think that this is the only option for you, then you must be sure that the company you will deal with has a god reputation. Not because you badly need the cash, that you would grab any available opportunity without thinking about it. After all, you still have your work to depend on in case these things fail, right?


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