WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

How To Consolidate Your Payday Loans

How To Consolidate Your Payday Loans
Payday loan consolidation is the process of repaying a payday loan by taking out another loan. This also includes the merging of multiple loans if it applies. Many people are in dire need of this service but do not know where to start. Keep reading this article and you will soon learn how to consolidate your payday loans.

The first thing you need to do is to approach a loan consolidation company. They will negotiate a deal with all your lenders and work out something which is beneficial to you. After they have done so, a new contract will ensue between you and the consolidation company. This time, you will only pay monthly amortizations to them and not to your lender or lenders if there are many. A good thing about availing of this service is that the sum you pay is appreciably lower than what you would have normally paid without the company's intervention. Although the company will also charge a fee, it is still worth it considering the tasks they have accomplished on your behalf.

Still not convinced? Let us enumerate the benefits of payday loan consolidation. First of all, your repayment time is lengthened. Payday loans are considered as short term and if you avail of this service, it is shifted into a long term loan.

Second, it indirectly improves your credit rating. With the help of this service, your income to debt ratio is increased and allows you to get additional loans if needed. Credit rating plays a huge part in anybody's life. This dictates whether you can borrow from some lenders or banks and also affects your personality in the view of others. It can't be helped that sometimes, people who work at the banks and know you have bad credit rating would gossip about you. In time, people would know that you are a person that has lots of debts. This is embarrassing at times but what can you do?

Lastly, some stress is removed on your part as you do not need to deal with your primary lender or lenders anymore. The consolidation company handles all their queries and blocks all contact from them. They would only be able to contact you if they have permission from the company. This is a huge advantage as debtors are usually pestered at their doorsteps or on their phones by the collection agencies.

Now that you know how to avail of a payday loan consolidation service and its advantages, you know where to go when the need arises. Do not wait until the last minute. Once you feel that you are not able to pay the next month, seek loan consolidation right away.

Searching for consolidation companies is easy. They are always advertising on the television or on the news. You might also check the yellow pages on your phone book. If you still cannot find any, try consulting other loan companies. They are definitely in touch with consolidation companies and could easily point you in the right direction.

Find out all about payday loan consolidation from this site


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