WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 28, 2013

$500 To $1,000 Loan For People With Bad Credit

$500 To $1,000 Loan For People With Bad Credit
Think you are the only person with bad credit? Think again. The fact is approximately, 40 million Americans, have what is considered to be "poor", "bad" or sub-prime credit. If you are struggling with a less than perfect credit rating, getting a loan, when you need cash can be difficult.

As banking institutions continue to tighten their belts and slash available credit to consumers, hardworking Americans struggle to find small unsecured loans.

How can I get a loan for $500 to $1,000?

If you need a small loan, you can use the services of a cash advance lender. Cash advance loans, also referred to as "cash until pay loans" are used to supplement one's income until payday. In other words, you can get an advance on your paycheck. These loans are offered in small amounts, with some lenders, offering only 
up to $250.

Established lenders can provide loans of $500 up to $1,000. The amount that you can borrow depends on your income. For example, if you earn $1,000 per month, you will be able to borrow a percentage of your income, not the entire $1,000.

It should be noted that these unsecured personal loans, are available only to people, who are actively employed.

What if I am unemployed. Can I still get an unsecured personal loan?

Unfortunately, the answer is "no". Applicants, who are not employed will not be approved for a loan. Applicants must be able to prove that they have a steady source of income on a consistent basis and can repay their loan.

How do I qualify for a loan?

Most lenders have minimal qualification requirements. The first and most important requirement, is a steady source of income from employment. In addition, some services, require that you be employed with the same employer for at least 90 days or 3 months. Other requirements include, the amount that you make per month. 
Some lenders require you to earn a minimum of at least $1,000 per month so that you can repay your loan and meet your other financial obligations. Lastly, some services, require the applicant to be a citizen of the United States.

What if I have bad credit, do I still qualify for a loan?

Fortunately, the answer is "yes". The fact is, most lenders do not require a credit check or credit score, to approve your loan request. This means that you can get a loan, whether you have bad credit or no credit history. In addition, consumers, who have had a history of bankruptcy, charge-offs or foreclosure can also get a loan.


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