WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 22, 2013

Quickly Settle Your Urgent Financial Needs With a No Credit Check Loan

Quickly Settle Your Urgent Financial Needs With a No Credit Check Loan
In the past, borrowers could only get their hands on much needed financial relief by submitting themselves to a rather rigorous credit check. Through an odd combination of ratings regarding past payment histories, missed payments, defaults, judgments, repossessions and foreclosures a score is determined. If the borrower's score fell below a certain benchmark, funds or a loan were usually denied. Nowadays, a no credit check loan helps folks with their financial needs.

Lenders are stepping forth to help borrowers with poor credit.

Due to the unsteady financial times, many folks are turning up with less than perfect credit scores, but these folks still need loans from time to time. In response to this market demand, many lenders have stepped forth to provide no credit check loans.

Borrowers with poor credit need help, too.

Sometimes just about everybody needs a quick infusion of cash. Even folks with poor credit. Things happen, cash gets short, unexpected expenses arise. For instance, a child might need school tuition funds or perhaps activity fees for a lab or a field trip. Perhaps some miscalculations were made and the possibility of an overdraft on the checking account exists. Cars often need unexpected repairs. The necessity of traveling or a medical emergency may crop up. No credit check loans can meet those needs.

Some conditions still apply for loan approval.

Though the loans are relatively easy to get, there are a few things the lender needs to know. Many of them are simply legal requirements. For instance, to land a fast loan, these are the usual things that most lenders like to have:

1. Proof of identity and age of majority (18-21, depending on state).

2. Proof of residency (usually a utility bill with the same address as the I.D.).

3. Proof of an active bank account with direct deposit (bank statement).

4. Proof of a salary of at least $1,000 per month (paycheck stub or direct deposit statement).

5. Proof of active employment for 3-6 months (depending on lender) with the same employer.

Loan amounts are offered to meet real needs.

The loan amounts offered can range from $100 to $1500 depending on the needs of the borrower and other considerations, such as salary. Depending on the amount of the loan, the conditions required by the lender, and the ability to repay, these loans are often called due within 14 to 31 days. But this can be negotiable. If you need different terms, talk to your potential lender.

Interest rates may be high but bargains can be found.

Most of the lenders providing such loans are private as opposed to the regular brick and mortar banks and credit unions. The interest rates will be higher than those offered by these traditional institutions. But if you apply for a loan with an online lender, by doing a little research you will see that competition is fierce in the market and you should be able to find a pretty reasonable deal. Shop around for the lowest interest rates.

These loans are fast and simple.

Depending on the lender, these loans are fast and simple to execute. You could have money in your bank account within 24 hours, sometimes sooner. You are basically free from faxing hassles, online applications are a breeze to complete, and, of course, there is no credit check. If you need funds quickly with a minimum of paperwork and other worries, the quick, no credit check loan is the way to go.

Mary Wise is a personal loan consultant who has been associated with Bad Credit Loans and has more than thirty years of experience in finances. She has helped a lot of people to obtain Fast Unsecured Loans, and many other products regardless of their credit situation. If you want to learn more about Personal Loans you can visit her


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