WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, September 26, 2013

Payday Loans Can Help You Overcome Short Term Financial Issues

Payday Loans Can Help You Overcome Short Term Financial Issues
More and more people these days are finding that their income is not sufficient to cater for unexpected emergencies that may arise between pay packets. Such things as maybe an emergency car or boiler repair, or perhaps even unexpected medical bills. Sadly most traditional types of finance that are available are not an option in such an emergency, as they are too slow to arrange, and as such you cannot access the money quickly enough to deal with an emergency situation. What people really need in such an emergency is the ability to arrange finance quickly so they can deal with their current issues. Gladly there are options open to you where you can get access to any money you may need to overcome any urgent issues that may arise.

Payday or Paycheck loans as they are sometimes known take very little paperwork and can be processed almost completely online. All that is required is the completion of a basic online application form detailing your current address, employment details and income details, which may need to be verified. You will also be required to have a bank account that has a bank card associated with it and your salary should be paid into it. Another benefit of payday loans is the fact that the lenders do not require any security for the loan, as it will be repaid in full the next time you get paid. Also because you can only borrow what you can easily afford to repay on your next payday you will not over stretch yourself.

The biggest benefit of payday loans is the fact that they are totally uncomplicated, you know exactly where you are and what they will cost you. In most cases once you have submitted the application form online you will receive an almost instant decision, also there are still some lenders that do not require a credit check in order to process the loan. The amount that you can borrow is determined by the amount that you earn or in fact more accurately what you can comfortably afford to repay on your next payday. The lenders charge a flat fee based on the amount that you want to borrow and the total cost of the finance will be illustrated to you by the lender once they accept your application. Also because you repay the loan in full when you next get paid you do not need to worry about long term financial planning or changing interest rates.

Instant cash payday loans can be used for any purpose whatsoever, as the lender does not even ask what the purpose of the loan is. They offer successful applicants the peace of mind that they can not only deal with the situation at hand but also they are not going to affect their long term financial situation as the loan is repaid in full when they next get paid. Also because the loan is usually repaid with the use of a standing order or taken directly from your debit card, you do not even have to worry about remembering to repay the loan on time.


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