WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 22, 2013

Get Easy Repayment Options With Cash Advance Installment Loans

Get Easy Repayment Options With Cash Advance Installment Loans
Many folks who live on a fixed income face cash-flow or credit problems at some point in their financial lives. Things happen. Emergencies requiring instant cash can arise. Sometimes the need is so crucial and so immediate that the next payday looks like it might as well be in the next century, even though it might only be a couple of weeks away. Cash advance installment loans can fill the need.

Perhaps it is just not possible to ask friends or family for a loan. Perhaps the troubled individual has no property to offer as collateral for a loan. With those options not available, the only available relief requires negotiations for a cash advance installment loan. One thing that can be tougher than landing a loan, is getting that loan paid back.

Some lenders offer easier repayment terms.

Many lenders offer only the option of repaying the loan in one or two lump sums. Other lenders, responding to consumer demands for easier repayment terms, have stepped up to the plate and are offering special loans that have a more flexible repayment schedule. These loans are known as installment loans.

Installment loans offer relief to those already in distress.

Folks already in financial distress do not need the added hassle of suddenly being liable for a large sum due for repayment in a very short period of time. Cash advance installment loans allow for repayment in small, equal installments, or payments. Thus, they do not put an unnecessary burden on those who must borrow. In many cases, the lender even allows the borrower to determine the amount of the payments and the frequency with which those payments occur - monthly, weekly, bi-weekly, etc.

Qualifying for an installment loan is not difficult.

In spite of the ease of application, there are some minimum requirements that most lenders exact before approving the release of funds. Most of these qualifications are simply legal matters, usually prescribed by the state in which the lender operates.

1) You must have bona fide I.D. with proof of age; usually 18 or 21 years of age depending on the state.

2) You must have proof of residency; usually a utility bill with the same address as your I.D. will suffice.

3) You must have a valid bank account with direct deposit; a bank statement will work as proof.

4) You must have proof of employment, usually 3-6 months with the same employer depending on the lender. Pay-stubs can prove this.

5) You must meet a minimum salary requirement, usually it is at least $1,000 a month. Pay-stubs or direct deposit receipts will work as proof.

Online lenders offer many advantages.

Applying for an installment loan online is probably the easiest way to go about landing a much needed loan. Often you can approach a broker. These folks will take your general information and then do a search for you. They will find a number of lenders who will be most likely to fund your request. This saves you from having to apply to dozens of lenders yourself.

Stiff competition can lead to some very good deals.

Because these loans are not secured by property of value, they present a bit of a risk to the lenders regarding repayment. Thus, interest rates may be a little high. But, in response to consumer demand for personal loans, many lenders have stepped into the market. This competition has resulted in lower and lower interest rates. You should shop around diligently to find the best interest rates and to find the repayment terms that are most comfortable for you. Even one percentage point difference can save you lots of money over the length of your cash advance installment loan.


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