WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 23, 2013

Everything You Need To Know About Payday Loans

Everything You Need To Know About Payday Loans
There will always be times when an urgent need comes up, and you're taken by surprise simply because you're not prepared for it. Times like this can be very terrible for most of those who are ill-equipped to meet the need. This can be one of the most trying times in a person's life.


For employed people who have a pressing need for cash, finding someone who can help them on their problem with cash can be very frustrating. This is because they will have to get out if their comfort zones and ask for people to help them out - something that is not very pleasant to do. When in such a situation, there is a better way, and it's called Payday Loan, which may be the best solution to their problem. With Payday Loans, employed individuals can have access to funds hassle-free, fast, and quick, without having to beg people to help them out!

What Is Payday Loan?

The principle behind these loans is very simple: you are borrowing someone else's money because your money is not available yet, but it soon will be. With Payday Loan, it's more like you're getting your own money, or your salary, in advance, similar to cash advance. The difference between a cash advance and Payday Loan is that the former is traditionally a transaction between and employer and an employee, while the latter is a transaction between a lender - a third party - and the employee.

Of course because it's a service that someone does for you, and you're asking them to give you an "advance" (you're using their money in the meantime while they wait for your salary to be released) you have to pay a certain amount of money for that service, hence the interest charged for the money you've taken.

Who Grants Payday Loans?

There are plenty of lenders who offer them for as low as $100 to as high as $5,000, depending on some very crucial factors.

Who Can Avail of the Payday Loans?

Basically, they are for those who are currently employed full time and have been employed for the last 6 months. To verify this, some lenders would require that applicants provide them with at least two (2) months of employment history.

Applicants must also be 18 years old and above, and must be residents of their country.

What Are the Basic Requirements?

Lenders are very particular with age, so the minimum age for applicants is eighteen years (18) old.

In terms of income, an applicant must earn at least $800.00 to $1,200 per month, after taxes and deductions, in order to qualify for the Payday Loan.

Some Payday Loan lenders will also ask for a copy of your current bank statement or paycheck stubs to verify your financial information.

In terms of employment, an applicant must be able to show proof of steady employment to establish his ability to pay.

Lenders, especially those who are operating online, may also require applicants to furnish them with additional information. This additional information may include contact information such as address and telephone and/or mobile phone numbers.

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