WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 23, 2013

Don't Get Into Serious Trouble - Know About the Dynamics and Nuances of Payday Loans

Don't Get Into Serious Trouble - Know About the Dynamics and Nuances of Payday Loans
Are you seriously considering taking out payday loans to generate the much-needed funds? Are you aware of the dynamics and nuances of online subprime lending service provided by payday lending companies? If not, this article is a must-read.

Decide First if Such Loan is What You Really Need

Your decision to take out payday loans is a major one and you must observe caution and due diligence. Before you make your final decision, you must carefully evaluate your financial position as well as your capacity to pay off the loan. If there is any hint of doubt or question in your evaluation then it is best that you reassess your options as you may get into more serious trouble than you are now.

Determine if you really need to generate additional cash. Look at the other potential source of funds. Is your need for cash immediate or not? Try to see if it is possible for you to defer it until your next payday. It would also be wise if you try to rework your current budget and see if you can be able to manage your situation until your next payday. These are just some of the few things that you need to cover before your make any decision whether to take out payday loans or not.

Consider the Specific Requirements of Your Application

Cover all the requirements for application as soon as you decide to take out one. Make sure that you comply with all the requirements set by the payday lending company. Generally, prospective borrowers are required to show proof of source of regular income and a checking or savings account for the automatic fund transfer arrangement that comes with the loan transaction. Of course, you are naturally expected to consider the interest rate of payday lending companies as well as the incidental charges and fees that are applied on the loan. If the total amount will render it difficult for you to settle the loan on time then you may have to consider your other options.

Deal With Legitimate Payday Lending Companies

One of the most important things that you must remember is the fact that companies that specialize in this kind of subprime lending service are not created equal. You have to make sure that you deal only with legitimate and established payday lending companies. Various reviews and industry reports show that there are companies that are engaged in fraudulent practices. Consumers should maintain their vigilance and avoid dealing with these shady characters that prey on hapless consumers in dire need of cash.

To ensure that you are dealing only with legitimate companies and providers of this payday lending service, you have to check the Websites of these companies and evaluate the fine print of their loan offers. You should also check out reviews and testimonials of former and current clients by the company. Visit discussion forums and try to gather information about their operations and verify the legitimacy and reliability of the company. Finally, check out the company's policy on transparency of their business operations. If the company is willing to share the details of their operations with prospective clients then it is most likely that the company is reliable and legitimate.


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