WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, September 22, 2013

Do Payday Loans Help Families Live The Elusive Dream?

Do Payday Loans Help Families Live The Elusive Dream?
Summer brings warmer weather and some free time for holidaying with family, but the missing ingredient for some is ready cash at the right time, which is why more families juggle their finances and use payday loans for summer holidays and other seasonal requirements. It can be just as simple as annual leave falling at the wrong time of the month while you are still waiting on their wage to hit your bank at the end of the month.

Typically at this time of year, people are often looking to travel on holiday to other regions and need the funds to do so. Or it can just be that bit of cash needed for some other expenses that typically arise during the summer holidays.

Unfortunately with the poor economy and petrol prices as high as they are, money is often very tight. Payday loans are one option to get the money you need to take a short trip. Short term loans and summer holidays seem to go hand in hand and there are a variety of benefits to using money in this way.

Society has conditioned our children and many of us adults to expect to live what is referred to as "the dream," which generally means having plenty of money, possessions, a loving family and a fun lifestyle when you have holiday time. However this dream may prove to be somewhat elusive.

So the big question is-do payday loans help families live the elusive dream? Let's look at the reality about payday loans firstly.

Requirements are minimal You often do not need much time or documentation in order to get payday loans summer holidays. These are short term loans that will be paid back within 30 to 60 days so the same type of documentation that is required for longer term loans does not apply. For instance all you will need is your driver's license, a recent pay stub from your job, and proof of a checking or savings account. With this information a payday loan business will lend you as much as or a little more than the amount of your next anticipated wage.

Always be cautious when borrowing money Although these types of loans are easy to obtain, you should be very cautious about borrowing money. Lenders that make these kinds of loans often have very harsh penalties in place should a loan not be repaid. Carefully read any contract that you sign so that you know how much these penalties are, how much interest and other fees you are being charged as well as any other elements that should be noted.

Most businesses like this are reputable, however some may not be. It is also very important to pay the loan back as soon as possible. Unlike traditional long term loans, short term or payday loans charge steep interest rates or penalties in the event that the entire amount is not repaid in a timely manner. You may end up paying much more for your advance than you planned.

Payday loans are a wonderful way to enjoy the summer months when money is scarce. Just like other forms of borrowing however they should be used responsibly. Carefully read any contract that you sign for a short term loan so you know what to expect in the event you cannot pay the loan back. Make sure the company you are borrowing from is reputable by asking friends or family about them or doing research online. In conclusion, used responsibly payday loans may help families feel like they are living the elusive dream, but remember that it is a temporary illusion!


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