WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, September 26, 2013

Be Careful And Choose A Reputable Lender, When You Are Considering Getting A Payday Loan

Be Careful And Choose A Reputable Lender, When You Are Considering Getting A Payday Loan
All lenders and financial institutions have formal and strict regulations they must follow in order to continue operating within the financial industry. Payday lenders are part of this group and they must adhere to the same regulations too. These rules are there to protect the consumer and ensure the lenders are operating fair lending practises.

Unfortunately not all lenders offering short term payday loans are meeting these standards, or following the regulations. Be very aware of which lender you choose if you decide to apply for a payday loan.

Unscrupulous lenders are not easy to spot. They also have very cleverly designed websites and online applications so you need to really look into their reputation and check all the small print in their terms and conditions before you commit to borrowing anything.

Sadly there are still hundreds, possibly even thousands of people who fall prey to these less than honest lenders. They surprise borrowers with hidden fees, apply extortionate interest rates and harass the borrowers, even after the loans are repaid.

Spending time looking online for information, customer reviews, speaking to the customer services teams of lenders, and asking questions about their loans, will help you identify the best lenders with the highest reputation.

Once you have identified two or three good lenders you will be able to narrow it down to the best option for you with no trouble. All you have to do is compare the fees and interest rates, look at their lending criteria and figure out which loan best suits your needs.

Reviews are an excellent way of determining which lenders have a good reputation as honest, and reliable lenders.

Do not rush into a loan agreement if you come across a lender who attempts to 'sell' you a loan. This is against regulations. Potential borrowers must never be harassed or cajoled into borrowing money. If this happens to you, you have every right to report the lender.

A good lender will take excellent care of you and your information. They will not call you all the time, and they will always make it clear how their short term payday loans work, how much a loan will cost and when it must be repaid in full.

Just like banks, Payday lenders are professional financial organisations who take their job seriously. These are the types of payday lender you should choose to do business with. They will be able to professionally process your loan application quickly so that you can access the emergency cash you need, with the minimum of stress and fuss. Then, when you receive your next wage, the loan will be repaid in full.

A good lender may keep your name on record and contact you occasionally, in case you need another loan in the future, but they will not harass you on a regular basis, attempting to encourage you to borrow more and more. If a lender does this to you, you must complain, it is not acceptable according to the regulations.

Points to remember if you need a short term payday loan: 
• Do your research carefully and consider what type of loan is best for you and how much you need to borrow. 
• Consider three or four lenders so you can have a good choice to look at. Compare their loans, interest rates and conditions before you make your decision. 
• Do not let a lender pressure you or harass you in any way. This is unacceptable practise and should be flagged up if you experience it. 
• Be careful about how much you are borrowing and the purposes for it. Short term loans are for emergency cash needs only. They should not be used to deal with longer term debt problems or low income problems. 
If you can follow these recommendations, you will be able to access short term cash using a payday loan, with no problems at all.


Post a Comment