WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 23, 2013

All About Payday Loans - Is It Effective?

All About Payday Loans - Is It Effective?
You might have heard about payday loans and are considering applying for it, but you are having second thoughts because you do not know how it works or maybe you have some questions in mind that you are afraid to ask.

This kind of loan is a type of unsecured loans that do not generally need any collateral just for you to be qualified. This is only great for small amount of money needs and not for huge ones. In this article, you will know all the things that you should about this loan.

Who are qualified? Everyone can apply as long as you are of legal age, which is 18 years old, and that you have a bank account. Having a regular income monthly is also needed which will assure them that you can pay your debt. Even people with bad credit history are sometimes given this loan as long as they can fulfill the primary criteria that they are looking for.

Where can I avail it? The most convenient way to apply for payday loan is through the internet. You will not have any problems with this when you have internet connection at you home and you are a computer legit. This will not also require you to submit any legal documents like land titles and other property that you have.

The usual information that you only have to provide is your name, home address, you next payday date, and the details about your month income or salary. You will also have to input the total amount of money that you want to borrow and your account number where they could send the money once you application is approved.

How will I know my application is approved? Once you submitted you application in just a few minutes, you will know their decision. It is best that you will only borrow what you need, because this will make the interest smaller. Their decision is based to the amount you want to borrow and on your monthly income or capability to pay them back. And when you are approve an email will sent right to you which contains the loan agreement and the amount you are able to get.

You should also see the details regarding the date you need to pay and the amount of interest. Another thing that you must also receive is the loan condition, this will clearly specify all you rights according to the law. Moreover, if you think that all things are clear and fair, you can send them back a reply by answering the security question that they will ask. At the same day, you might get your loan through your registered bank account in their site.

How will I pay them back? Based on its name, you will be paying them every payday you will have until you finished all your debt. Usually they will directly get your payment through your bank account. Of course, you have to agree with this setting before they will execute this kind of process.

Using payday loans is really a helpful way to fulfill you shortcomings especially on your financial situation. Just remember when you are going to borrow some money, always put the exact amount that you only need as of the moment. Do not go overboard, ask too much, and have problems in paying your debt or budgeting your monthly salary.

Moreover, before you get into any agreement, study first the loan agreement and loan condition given to you by the company. If you feel like being deprived of some of your rights, you can always ask them to clear the things that bother you. In addition, if you think that all is well and the company you chose is reputable, then that is the time you should give it a go.


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