WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 23, 2013

All About Payday Loan, Reasons And Suggestions

All About Payday Loan, Reasons And Suggestions
Payday loan is one of the newest types of loaning money, meant for emergency or urgent sudden needs. However, this one generally is for short-term loans only that usually last for about two weeks. It is called that way simply because your payment will be paid on your payday, which means that the loaning company will get money directly from your bank with your permission.


However, in cases that you cannot pay the loan you got from them on your payday, they will charge interest that you will have to pay together with your loan on a given span of time.

When considering getting a payday loan, make sure that you just really need it because this is an unsecured type of loan that people generally get only because of some unexpected circumstances. This is like a personal loan for those who are in tight finances needs as of the moment. Moreover, if you are wondering who are eligible to apply for it, everyone is welcome to try it. With payday loans, a bad credit is not an issue, because the companies will not be checking your bank statements and credit history for them to approve your application. All you need to have is a regular job that will assure them that you can pay them back, and a checking account. If you have both of these, then you have a better chance of getting a loan.

In addition, if you are going to apply, there is no need to spend too much time waiting for the long lines to be over or even interviews. All you need is to open your computer and get into the internet, because online payday loans are also available and accessible by those who want to apply. However, of course, there are numerous sites that offer this kind of loaning system, so better look around first and see which site has better offers and also good feed backs from patrons. Usually, loan sites like these only get information like your full name, home address, and the details of your employer or company. However, in some occasions, some sites would ask for banking statements just for verification.

In terms of how much you can have from this kind of loan, it ranges from 100-1000 dollars, depending on your capability to pay for it. The ideal length of payment terms is 1-2 weeks but it can extend up to a month. And aside from online sites, there are also payday loan lenders from payday loan stores that are accessible in your location. Just make sure that before you make a deal that you know all the necessary details and information regarding the loan such as interest rate, your rights, how you will pay for it, and others. Through this, you will prevent situations like being deceived and getting into trouble.

Moreover, compared to other types of loans, a payday would take less time to process. Once you filed an application, you will get a phone call immediately and will be asked of some questions that are all relevant to your loan application. Some information asked are also the ones you have written or typed on your application form. This is just to confirm that you are really the one who is applying for the loan. Moreover, once all things are explained and done, you will normally receive an email containing the details on your loan such as the interest rate, computations, date of payment, and also your rights. If you have thought about the entire details well and they gave a great offer, you will be asked to sign a contract and email or fax it to them.

The amount of money on the contract or the deal between you and the payday company will manifest on the following banking day. This is simply much faster than filing a loan on credit banks that takes years. Moreover, if you find a great company, they might not even give your loan an interest when you will pay them back within a week.

Payday loan is really a lifesaver especially for those who are experiencing sudden situations that need some instant money-an instance can be hospitalization. However, keep in mind that this kind of loan is just recommended to those who really need it and not those who are just going to use it just to sustain their wants or whims.

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