WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, September 23, 2013

5 Valuable Small Loan Tips Revealed

5 Valuable Small Loan Tips Revealed
If temporary financial setbacks have put you in a position of need, a small loan - or cash advance - should be considered a viable borrowing solution, particularly for those who have insufficient credit scores. Small loans are good alternatives to traditional personal loans and credit cards, but they must be used wisely in order to be effective. Here are five small loan tips to give you the most of your situation.

1. Only Borrow What You Need

Most small loans can offer you up to $1,500, but if you only need $400, then apply for that amount only. Getting more money than you need may lead to misusing your loan funds or paying more in interest than you really need to, so only borrowing what you need will save you money in the long-run

2. Apply Early in the Day

Many lenders have limits each day to how many loans they can give out. When you apply early in the day, you give yourself the best chance of getting approved for a loan. If you apply early on a weekday, you also have the best chance of receiving your money as quickly as possible, often within hours.

3. Have a Good Relationship with Your Lender

When you take out a loan, don't be a stranger to your lender. You always want to have a good relationship with them. If your loan goes well, then you'll have a lender that trusts you if the need for money ever arises again. And if you start to fall behind on your loan, you'll be able to communicate with your lender, tell them what's going on and they will often work with you to create a flexible repayment schedule. Either way, it's in your best interest to know your lender personally.

4. Repay Your Loan As Soon as Possible

If you have the money, consider repaying your loan as soon as possible. When you cut it too close to your loan deadline, you take the chance of a weekend, holiday or other obstacle stopping you from paying your bill. If the bank is closed on a holiday, for example, you may have to wait until the next day to pay your loan, which could result in late fees. Instead, pay early and avoid possible repayment issues.

5. Only Take Out One Loan at a Time

Avoid the temptation to take out multiple small loans. When you have one loan out, this is manageable and you can easily repay the loan within the allotted amount of time. But when you throw additional loans into the mix, you are only increasing your chances of ending up in small loan debt. So take it easy with one loan at a time.


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