WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, July 31, 2013

Best Cash Advance: Should You or Shouldn't You?

Best Cash Advance: Should You or Shouldn't You?
Expert Author Holly Petherbridge
Did you ever stop in your tracks right after you hit the 'send' button to the best cash advance application? What made you rethink your loan request? Were your thoughts directed back in time to the path which led you to this point or was it directed towards how your finances can possibly recoup from the full payment blow which will occur in just a few short weeks? Whichever direction, one side or the other or perhaps both, a fast cash loan with a direct lender is better to process through your mind and budget before you apply. If you sent a loan request into a lender that collects application fees, the idea to find help just became pricier. Wouldn't it be nice to not have to count on any type of third party money service? Is it possible to be financially free?

Think about what led you to the point where the best cash advance lender was your only option to solve your current money problem, you might end up spending hours combing through your bank statements or online payment activity pages. If you are one of the small percentages of people who still do things manually, then you may have caught the trouble before outside assistance was required. There is something about 'old-school' ways of writing checks and keeping ledgers which kept people more attached to the activity happening within their bank accounts. Online banking makes it all simple and fast, but facts and figures may not stick in a person's head quite as long when the work is done for them.

If you are looking to be financially independent, you will want to have a general idea of what your bank account looks like before you head off to the mall.
  • Are you aware of how much of your paycheck you have left over once the week's bills are paid or scheduled to be paid?
  • Do you know how much you will have for the next paycheck?
  • Do you place a set amount of money into your savings each month or is your plan to put money there if you have any left over?
  • How can you plan ahead for emergencies?
  • Do you have a plan to get rid of your debt?
  • Have you thought about your retirement finances?

If you are definitely looking to be financially free, meaning you don't owe any company and your income supports your current lifestyle while planning for future living, then the debt has to go. How can you rid yourself of debt? Is the fast cash advance really going to help you in the long run? Considering the fact that you have to pay to use this money, the cost needs to outweigh the damage to your accounts if it isn't used. What about credit card debt? You will never get rid of the debt if you are making purchases which you cannot afford to immediately pay off.

In order to decrease your need for creating new debt, you will want to work on whittling way unnecessary costs from your budget and make saving a priority. If you are creative enough in lowering monthly costs, you will be able to afford to work on building your savings while paying off your debt. Focus on paying off the highest interest rate debt first and then work your way down the list. While you do this, you will want to cut back enough as to not have to create more debt. If you find yourself contemplating a best cash advance loan, make sure it not only fits into your financial plan but the purpose for obtaining a fast cash loan is emergency based before hitting the send button.


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