WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, June 22, 2013

What is PayDay loan and what is the need of having it?

Short term, small loans are what referred as Payday loan. Payday loan is a form of credit which is designed to meet your short term needs which may arise urgently. Sometimes, the situation comes across such that we require money at that specific time only. Then, what could be the solution…obviously Online Payday loan by which the need can be accomplished for that time period. Payday loans are designed to fulfill short term borrowing needs in case of emergencies. This service does not intend toward long term requirement while for short term urgent requirement. 

The loan process involves a lender who can give the unsecured loan to the borrower for a specific time period. Time period and other criterias can be decided by the organizations and in return the borrower needs to provide with some basic information such as employment or income verification. Sometimes, the borrower issues a post dated cheque with the full amount to the lender in advance. On the particular date, the borrower is required to re-pay the loan taken and in case if the borrower shows inability to pay, the lender may redeem the check as per the policy measures. In case, if the fund is short to cover the cheque, the borrower will be charged with check bounce fee in addition to the loan. 

Payday loan is a facility which can be utilized by anyone but studies says, most Payday loans are borrowed by white, female and the persons in the age group of 25-44 years. The situation never comes alarmingly, anytime we may be in need of immediate cash, so there should be a trustworthy option to rely upon anytime and this is what same day payday loans offers. 

A study found that in natural disaster, the areas where Payday loans were available fared better than those in disaster zones where payday lending was not present. Need not to go at such extinct but really there is one option on which you can always rely upon and that is guaranteed payday loans. So get cash now make the best use of the facility and let all the urgent needs and requirement get settled.


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